Smart Pay - Terms and Conditions

1. Acceptance of Terms

Welcome to Smart Pay. By using our services, you agree to comply with these terms and conditions.

2. Eligibility

Our services are available to individuals who are at least 15 years old. By using Smart Pay, you confirm your eligibility.

3. Use of Service

Smart Pay offers a platform for online recharges, bill payments, and more. Your use of our services is subject to responsible and lawful behavior.

4. Account Information

When you create an account with Smart Pay, you are responsible for maintaining its security and accuracy of information provided.

5. Payments and Fees

We provide various payment methods for our services. You agree to pay all fees and charges associated with your use of Smart Pay.

6. Orders and Delivery

Orders placed through Smart Pay will be delivered according to specified terms and conditions. Delivery times and conditions may vary.

7. Returns and Refunds

We have a return and refund policy. Refunds are processed in accordance with the policy.

8. Intellectual Property Rights

All content and intellectual property rights on Smart Pay belong to us. Usage without permission is prohibited.

9. Privacy Policy

Smart Pay respects your privacy. Our privacy policy details the collection and use of your data.

10. Dispute Resolution

In the event of any dispute, Smart Pay aims to resolve issues amicably through mediation or arbitration.

11. Limitation of Liability

Smart Pay's liability is limited to the extent permissible by law. We do not guarantee uninterrupted services.

12. Termination

Violation of terms may result in account termination. Smart Pay reserves the right to terminate accounts as necessary.

13. Changes to Terms and Conditions

We reserve the right to modify these terms at any time. Any changes will be communicated to you.